{"id":85,"date":"2026-10-11T13:00:00","date_gmt":"2026-10-11T13:00:00","guid":{"rendered":"https:\/\/www.bernicemcnutt.com\/blog\/?p=85"},"modified":"2026-10-11T13:00:00","modified_gmt":"2026-10-11T13:00:00","slug":"canadas-affordability-improves-as-fixed-rates-rise","status":"publish","type":"post","link":"https:\/\/www.bernicemcnutt.com\/blog\/2026\/10\/11\/canadas-affordability-improves-as-fixed-rates-rise\/","title":{"rendered":"Canada&#8217;s Affordability Improves as Fixed Rates Rise"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/bernice-mcnutt\/fixed-mortgage-rates-rise-as-home-affordability-improves-in-august-remotion-videos-f221\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>There\u2019s a lot of talk about affordability improving in Canada as fixed rates rise, but it\u2019s important to look closely at what\u2019s actually being reported. As someone who\u2019s helped clients navigate the ups and downs of the real estate market for nearly three decades, I always look for the details that matter most to buyers and sellers. In this case, there were no specific figures on home prices, mortgage rates, sales, listings, or affordability for Canada as a whole\u2014just broad numbers from certain metro areas. That means we don\u2019t have a clear picture for our local markets, and no real way to gauge the direction of affordability at the town level. The mortgage stress-test discussion was also kept quite general, so there\u2019s no concrete information about what today\u2019s buyers might actually qualify for, or what monthly payments could look like in our area. My take? When the headlines get broad, it\u2019s a good time to pause and focus on local expertise. Every community is unique, and market shifts can look very different from one neighborhood to the next. Straightforward, honest advice always starts with the facts\u2014and right now, those local details matter more than ever.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s a lot of talk about affordability improving in Canada as fixed rates rise, but it\u2019s important to look closely at what\u2019s actually being reported. As someone who\u2019s helped clients navigate the ups and downs of the real estate market for nearly three decades, I always look for the details that matter most to buyers [&hellip;]<\/p>\n","protected":false},"author":57,"featured_media":86,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-85","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/posts\/85","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/comments?post=85"}],"version-history":[{"count":1,"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions"}],"predecessor-version":[{"id":88,"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions\/88"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/media\/86"}],"wp:attachment":[{"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/media?parent=85"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/categories?post=85"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bernicemcnutt.com\/blog\/wp-json\/wp\/v2\/tags?post=85"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}